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California Flood Risk Expands Beyond Traditional Insurance Boundaries

Pacifica California, USA - January 6, 2023: As a weather phenomena known as a bomb cyclone touched down in Northern California, widespread flooding and damage occurred, including in Pacifica, a costal hamlet a short drive South from San Francisco.

This exposure highlights a widening gap between actual risk and current insurance coverage.

Allstate Files RICO Lawsuit Alleging $7.9 Million Auto Insurance Fraud Scheme

According to the filing, the defendants allegedly operated a network of healthcare businesses through multiple management entities.

AI Exclusions in Insurance Policies Draw Scrutiny as Litigation Expands

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Some carriers require narrower coverage through endorsements, while others offer policies with affirmative AI-specific coverage.

Global M&A Insurance Market Gains Ground Heading Into 2026

Transactional risk insurance is now a standard component of deal execution across private equity, corporate M&A, secondaries, carve-outs, restructurings, and financings.

Colorado Lawmakers Revisit Hail-Resistant Roof Program to Address Rising Homeowners Insurance Costs

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The legislation would impose a 0.5% fee on homeowners insurance policies to generate up to $20 million annually.

Marine Heat Waves and Rapid Intensification Linked to Higher Tropical Cyclone Losses, Study Finds

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The researchers analyzed more than 4 decades of global data and found that 52% of landfalling tropical cyclones occurred during marine heatwave conditions.

Lawmakers Introduce Bill to Strengthen Truck Insurance Requirements

Due to their high center of gravity, semi-trucks can roll over easily.

The bill focuses on addressing gaps in current insurance standards, which lawmakers say no longer reflect today’s economic conditions or the true cost of crash-related damages.

HOA Fees Exceed $6,000 Annually for Millions of U.S. Homeowners

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According to a LendingTree report, one in three homeowners across the 100 largest metropolitan areas pay HOA or condo fees.

California Considers New Fire Insurance Rules Following Wildfire Claims Concerns

Wildfires and insurance in CA

Lawmakers, regulators, and industry groups are weighing reforms aimed at improving claims processes while addressing concerns about costs, timelines, and market stability.

Key Facts About the Uninsured Population

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Recent data from KFF shows that health coverage levels in the United States remained relatively stable in 2023, even as pandemic-era policies began to phase out.