Maria Valdez Haubrich, Author at ProgramBusiness | Where insurance industry clicks

Amwins Releases Its 2026 State of the Market Report

The annual outlook offers insights into rate movements, capacity trends, and coverage developments. It aims to give retailers and insureds clarity as they navigate a market that continues to change.

Major Insurers Lead AI Patent Activity, Report Finds

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Three United States Property and Casualty insurers, State Farm, USAA, and Allstate, account for 77% of all AI patents filed over the past decade.

Recent Trends in Commercial Health Insurance Market Concentration

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A new analysis examines how market concentration among commercial health insurers has shifted across the large group, small group, and individual markets from 2013 to 2023.

Soaring Premiums Push Homeowners Toward Higher Deductibles to Keep Coverage Affordable

Soft early morning sunlight illuminates a newly remodeled suburban neighborhood home. Several shrubs are still buried in snow, but this very early spring snowfall will soon melt. Horizontal orientation.

A key response has been the greater acceptance of higher deductibles, which can lower premiums but shift more financial responsibility to the homeowner in the event of a loss.

USAA Members Benefit From ~$3.7 Billion in Financial Rewards in 2025

This record total stands out against last year’s $2.2 billion in rewards. USAA says the increase reflects its commitment to military families and its focus on delivering value to members.

DUAL Partners With CyberCube to Power Smarter Global Cyber Underwriting

DUAL is taking a leadership stance by proactively investing in advanced solutions and talent.

Back to Back Atmospheric Rivers Bring Major Flood Risk to Western Washington and Oregon

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Meteorologists predict that the setup will bring multiple rounds of moisture from the Pacific, raising concerns about urban flooding, small streams, and larger rivers across the region.

Gold Prices Soar, Prompting Homeowners To Recheck Jewelry Coverage

Purchase and trade-in of second-hand precious metals and gold

A recent CNBC article reports that jewelry owners may want to review their homeowners insurance limits and consider whether additional protection is needed, especially for higher-value pieces.

Deloitte’s 2026 Global Insurance Outlook: Key Signals For The Year Ahead

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The report highlights sustained uncertainty across the industry, driven by economic and geopolitical volatility, as well as the increasing frequency and severity of catastrophic events.

Gallagher Re Q4 2025 Mortgage Market Report Points to Supportive Economic Backdrop

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The quarterly report reviews the major economic drivers shaping the mortgage market and highlights the performance of credit risk transfer.