Climate Risk: The Sixth “C” of Credit Worth Watching

Flooded residential area with underwater houses from hurricane rainfall water in Florida suburban community. Aftermath of natural disaster in southern USA.

First Street’s 13th National Risk Assessment reveals how disasters like flooding, hurricanes, and wildfires are producing “hidden credit losses” that lenders’ conventional models fail to anticipate.

Q1 2025 Commercial Insurance Trends: Market Softens, But Litigation Keeps Pressure on Auto and Umbrella Lines

Diverse group of business people collaborating in an office setting. They engage in teamwork and discussion, working together on laptops.

According to The Council of Insurance Agents & Brokers’ Q1 2025 P/C Market Survey, average premium increases slowed across the board, though certain sectors remain under pressure due to escalating litigation dynamics.