Q2 2025 Insurance Shopping Trends: What’s Driving Policyholder Behavior?

African American ethnicity couple, sitting on the couch using a laptop computer and holding bill and papers.

The latest J.D. Power Insurance Shopping List Report, created in collaboration with TransUnion, reveals shifting dynamics in how consumers shop for and switch auto, home, and renters insurance. After a record-breaking surge in Q1, insurance shopping cooled off in Q2 2025 — but key trends suggest continued volatility as customers respond to rising premiums, evolving… Continue reading Q2 2025 Insurance Shopping Trends: What’s Driving Policyholder Behavior?

Judge Upholds Commissioner Lara’s Authority Over CA FAIR Plan

Sacramento California outside the capital building

Insurance Commissioner Ricardo Lara issued a statement after a judge dismissed Consumer Watchdog’s baseless claims, which threatened to disrupt California’s insurance market at a critical time when homeowners, renters, businesses, and nonprofits need greater access to coverage.

U.S. Private Flood Insurance Market Sees Growth but Remains Limited

Protection with rubber boots during flooding

The U.S. private flood insurance sector has expanded steadily in recent years, showing strong underwriting performance, but it still represents a relatively small portion of the overall property and casualty insurance market. According to Fitch Ratings, despite this momentum, only about 4% of U.S. homeowners currently have flood insurance coverage. Wide Gap Between Economic and… Continue reading U.S. Private Flood Insurance Market Sees Growth but Remains Limited