Lower Catastrophe Losses Improve Industry Results Through Q3 2025

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Verisk and the American Property Casualty Insurance Association reported improved U.S. insurance industry performance through the first nine months of 2025, driven by continued premium growth and lower extreme weather losses.

NFIP Authority Set to Expire September 30, 2026

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Congress must act before that date to extend or reauthorize the program. In the meantime, industry stakeholders continue to monitor legislative activity and prepare for the potential impacts of a lapse.