Rising Insurance Costs in Tornado Alley: Hail Takes Center Stage

Hailstorm on the road in a summer day

Homeowners across Tornado Alley are facing a steep rise in insurance premiums, but it’s not just tornadoes driving up the cost. According to industry experts and analysts cited by NPR, hailstorms have become a leading concern for insurers in the central U.S.

A Surge in Product Liability Verdicts

Atomic bomb with wooden gavel, 3D rendering isolated on white background

In 2024 alone, product liability cases accounted for an astonishing $13.7 billion in verdicts, making it the single most significant factor behind nuclear lawsuits.