According to the Insurance Information Institute’s latest issues brief, Florida: State of the Risk, these reforms have contributed to rate-filing reductions by dozens of property and auto insurers.
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57% of Homeowners Make Financial Sacrifices to Afford Coverage, Insurify Finds
The report, based on a survey of more than 1,000 homeowners, found that 57% have made financial sacrifices to afford their premiums.
Farmers Introduces Capital-Backed Agency Model as Part of 2026 Growth Strategy
The effort centers on the newly introduced Elite Owner Program, which targets applicants with at least $500,000 in capital.
NAIC Launches Nationwide Homeowners Data Call as Market Pressures Intensify
Regulators described the effort as the most comprehensive collection of homeowners insurance policy data undertaken to date.
Hurricane Planning Tool Faces Uncertain Access Ahead of 2026 Season
HURREVAC, a web-based platform used by meteorologists and emergency managers, supports critical decision-making before and during hurricanes.
California Considers Construction Insurance Role to Support Factory-Built Housing
A recently introduced legislative package focuses on expanding factory-built housing, including a proposal that would involve the state in construction insurance.
Hawaii Kona Storms Drive at Least $1 Billion in Losses, Aon Reports
The storms produced extreme rainfall and widespread flooding across much of the state.
INSTANDA MAX Launches to Enable AI-Powered, Large-Scale Underwriting for Commercial Insurers
The new capability allows commercial line and non-admitted insurers to underwrite tens of thousands of complex assets under a single policy.
IBHS and APCIA Release Wildfire Risk Reduction Framework for Communities
The Community Wildfire Risk Reduction Program Framework provides structured guidance for local governments, fire services, and community organizations working to reduce wildfire risk.
Mortgage Rates Rise for Fourth Consecutive Week Amid Global Uncertainty
Real estate professionals attribute the increase in mortgage rates in part to the US-Israeli war in Iran, which has affected global financial markets.