Fear of Inspections Leads Many Homeowners to Delay Insurance Claims, Survey Finds

Belmont, North Carolina, USA - June 3, 2018: Roofing contractors replace roofs on residents’ homes in Belmont, North Carolina after a hail storm moved through the area on April 15, 2018. Golfball-sized hail was wide-spread and caused much property damage–especially to roofs. Roofing contractors are working seven days a week in temperatures over 90 degrees to meet demand from homeowners. Even at this rate, it could take several years to replace all of the roofs which received damage from the storm.

A growing number of homeowners are now delaying necessary repairs and skipping insurance claims due to financial pressures and fear of triggering inspections they might not pass.

Decades of Data Show Texas Leads Nation in Flood Deaths

Taken from Buffalo Bayou Park Houston Texas after Hurricane Beryl 2024

Texas continues to lead the nation in flood-related deaths, driven by its geography, population density, and vast size. Even before the recent Central Texas floods that claimed more than 100 lives, the state had long been the deadliest for flooding in the United States.