Home Insurance Shifts Toward Prevention Technology

CCTV camera installed on wall of the building. Scan the area for surveillance purposes. Can be used background in security work. 3D Render

Carriers are increasingly encouraging the use of connected devices that detect problems early, such as water leaks, temperature changes, smoke, and unauthorized entry.

West Coast Levee Failures Highlight Growing Risks in Aging U.S. Flood Defenses

Glendale, CA, USA February 7, 2024: After days of heavy rain, water flows through the flood control channel in the Glendale Narrows portion of the Los Angeles River in Glendale, CA.

In recent weeks, powerful atmospheric river storms moved across Washington, Oregon, and California, bringing intense rainfall and causing rivers to surge beyond their banks.

Nevada’s New Wildfire Law Signals a Shift in Property Insurance Risk Allocation

Double Spring Nevada, USA - October 10, 2021: The Tamarack Fire on the Humboldt-Toiyabe National Forest burned 68,637 acres. First being reported on July 4, 2021 the fire stretched into Nevada and was fully contained in October.

Beginning January 1, 2026, Nevada home insurers will be permitted to remove wildfire coverage from standard homeowners policies.

Consumer Safety Commission Issues Recalls Over Child-Resistant Packaging Violations

Federal safety regulators have announced multiple product recalls after determining that certain consumer goods failed to meet child-resistant packaging requirements mandated under federal law. The recalls involve topical products that contain regulated substances and were deemed to pose a poisoning risk if ingested by young children. On December 18, the U.S. Consumer Product Safety Commission… Continue reading Consumer Safety Commission Issues Recalls Over Child-Resistant Packaging Violations