Fort Collins, CO Gets Top Honor of “America’s Safest Driving City”: Allstate Report

This year, new data uncovers how these cities rank when factors like population, population density and precipitation are considered. For the first time, Allstate is revealing the 10th annual report, new location factor rankings and historical rankings from the past 10 years in an interactive mapping tool found at www.allstate.com/BestDriversReport.

"A big part of our job at Allstate is to help our customers prevent bad things from happening. With that in mind, our actuaries reviewed millions of records to develop this year's report which presents new data to equip them with better driving awareness tools," said Mike Roche, executive vice president of claims, Allstate. "Allstate is showing drivers that factors like population, a city's density and precipitation may contribute to their driving safety to reveal important lessons on the road."

For the fourth year in the report's history, the top honor of "America's Safest Driving City" is Fort Collins, Colorado. Fort Collins has placed in the top ten every year since the report's inception. This year, the results indicate the average driver in Fort Collins will experience an auto collision every 14.2 years, which is 29.6 percent less likely than the national average of every 10 years.

According to the National Highway Traffic Safety Administration, 33,500 car crash fatalities occurred in 2012. Additionally, Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low speed (under 35 miles per hour) collisions. Allstate utilizes the America's Best Drivers Report to remind drivers to stay vigilant behind the wheel and protect themselves from challenging driving conditions.

The Report
For the past ten years, Allstate actuaries have conducted an in-depth analysis of company claims data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2011 to December 2012).

A weighted average of the two-year numbers determines the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent nearly 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.

For the first time in the report's ten-year history, Allstate's interactive mapping tool demonstrates how location factors like population, population density and precipitation weight a city's driving safety ranking. When taking challenging roadway conditions into consideration, some cities' safest drivers ranking changed based on the likelihood for collision and these location factors.

To view the complete Allstate America's Best Drivers Report with these new rankings, or to see previous years' results, visit www.allstate.com/bestdriversreport.