Ironshore Environmental Offers Enhanced Contractors Liability Coverage for Pollution Incidents

Ironshore Environmental introduces enhancement of its Contractors Environmental Legal Liability (CELL) program that provides coverage for damages resulting from pollution incidents caused by the contractor’s work. CELL is offered on an occurrence basis and can be underwritten as a practice, project or wrap-up policy, carrying a minimum deductible of $2,500. Policy limits are available from $500,000 and up to a maximum of $50 million.

Source: Ironshore | Published on November 20, 2018

Construction worker working on a construction site

Ironshore Environmental’s enhanced CELL policy form includes comprehensive coverage for pollution liability arising from the contractors’ work, during transportation and at non-owned sites, including staging areas. Ironshore Environmental also has incorporated protection for additional expenses, such as image restoration, site disinfection and pre-claim event costs.

The enhanced CELL product provides cover on a time-element basis for scheduled properties owned or leased by the insured, including up to a $100,000 limit for clean-up of asbestos containing materials or lead-based paint displaced by named perils. In addition, silt and sedimentation are now specifically included as a covered cause of loss.

“Ironshore understands that contractors, now more than ever, need comprehensive protection against the financial impacts related to environmental damage,” said Toby Smith, President, Ironshore Environmental.” We are not satisfied relying on our industry leading coverage forms and we are constantly evaluating how to further innovate the coverage. Our enhanced

CELL product is an example of such efforts.”

Ironshore Environmental offers a suite of insurance products and services to protect against the adverse financial impact of environmental incidents and liabilities for a range of commercial industry risks.