U.S. Surplus Lines Segment Reports Record-High Direct Premiums Written: AM Best

Best rankings on net premiums

According to a new AM Best report, total U.S. surplus lines direct premiums written (DPW) reached a record $82.6 billion in 2021, with momentum continuing through mid-year 2022. U.S. surplus lines companies reported vastly improved underwriting and operating results, as well as their largest year-over-year premium growth since 2003, according to Best’s Market Segment Report,… Continue reading U.S. Surplus Lines Segment Reports Record-High Direct Premiums Written: AM Best

AM Best: Reinsurance Capital to Drop in 2022

reinsurance capital fell

According to a new AM Best report, the recent surge in dedicated reinsurance capital growth may be short-lived, given expectations for depressed investment markets, ongoing geopolitical turmoil, and a potential decline in global GDP. Dedicated reinsurance capacity increased to $568 billion in 2021, driven by a nearly 11% increase from traditional reinsurance capacity providers. However,… Continue reading AM Best: Reinsurance Capital to Drop in 2022

P/C Industry Sees Slight Underwriting Gain in Q1 2022: AM Best

P&C underwriting performance improves except Person Lines

The U.S. property/casualty (P/C) industry boosted its net underwriting income by 4.6% to $3.3 billion for the first quarter of 2022, according to a “First Look” report from AM Best. The industry’s combined ratio improved slightly, dropping to 96.3% in Q1 from 96.6% one year earlier. The quarter produced fewer catastrophe losses this year, however,… Continue reading P/C Industry Sees Slight Underwriting Gain in Q1 2022: AM Best

Manageable COVID Costs, Delayed Care Improved Publicly Traded Health Insurers’ Profitability in 2020

Publicly traded U.S. health insurance companies saw a 22% increase in net income in 2020 to $39.5 billion, due in large part to the decline in medical claims for non-COVID conditions and significantly lower utilization, according to a new AM Best special report. The Best’s Special Report, “Manageable COVID Costs, Delayed Care Improve Health Insurers’… Continue reading Manageable COVID Costs, Delayed Care Improved Publicly Traded Health Insurers’ Profitability in 2020

Expanding Opportunities Bolster U.S. Surplus Lines’ Growth and Operating Results: AM Best

AM Best on Commercial Auto market

The U.S. surplus lines market experienced double-digit premium growth for a second straight year in 2019, driven by hardening market conditions and the growing complexity of risks sparked by new technologies in different industries, according to a new AM Best report. The Best’s Market Segment Report, “Expanding Opportunities Bolster Surplus Lines Growth and Operating Results,”… Continue reading Expanding Opportunities Bolster U.S. Surplus Lines’ Growth and Operating Results: AM Best

Profitability Less Certain in U.S. Cyber Insurance Market as New Risks Emerge: AM Best

Digital security concept

Direct premiums written in the U.S. cyber insurance market grew by 11% year over year in 2019 to $2.25 billion; however, according to a new AM Best report, the rate of growth slowed from the previous year, marking the fourth-straight year of this trend. In the new Best’s Market Segment Report, “Cyber Insurance: Profitability Less… Continue reading Profitability Less Certain in U.S. Cyber Insurance Market as New Risks Emerge: AM Best

Business Auto Insurance Segment Records Decade-Worst Underwriting Loss in 2019: Best

cost of automobiles, trucks

The U.S. commercial automobile insurance segment’s underwriting losses deepened to $4.0 billion in 2019, the segment’s worst loss in 10 years and a continuation of a decade-long trend of worsening underwriting results, according to a new AM Best report. A new Best’s Market Segment Report, titled, “U.S. Commercial Auto Writers: Profitability Remains Elusive,” states that… Continue reading Business Auto Insurance Segment Records Decade-Worst Underwriting Loss in 2019: Best