Legal Advertising and Fraud Blamed for Rising Auto Insurance Costs in New Jersey

Toy Car In Front Of Businessman Calculating Loan. Saving money for car concept, trade car for cash concept, finance concept.

In a recent opinion piece, vp of the New Jersey Civil Justice Institute, argues that escalating auto insurance premiums in New Jersey are being driven by factors that nearly destabilized the market in the past — namely, insurance fraud and aggressive legal advertising.

Disparities in Rate Regulation for Personal Auto Insurance Has Negative Impacts

Mother happily drives her young son to school, symbolizing back to school preparations and family life. A nurturing moment captured during a typical morning routine.

A new study from the Insurance Research Council (IRC) shows that the processes to achieve approved rate filings for personal auto insurance throughout the U.S. has become more cumbersome since 2010, negatively impacting market performance.