Commercial Renewal Rates Up Month Over Month

Social inflation and insurance rates

The third quarter results of 2023 showed premium renewal rate change for all major commercial lines of business, except Workers’ Compensation, are up year over year. Q3 experienced an increase in average premium renewal rate change across all major commercial lines.

U.S. Auto Insurer Claim Payouts Soar Due to Increasing Inflation

social and economic inflation impact on auto insurance

U.S. personal and commercial auto insurer liability claim payouts combined were $96 billion to $105 billion higher between 2013 and 2022 because of social and economic inflation, according to a new Insurance Information Institute (Triple-I) study.

Auto Insurance Shopping Bolstered by Increased Vehicle Sales and Search for Lower Rates

Florida and auto no fault coverage

Auto insurance shopping rates were up 12% in Q2 2023, compared to the same time in 2022. While vehicle sales played a role in this increase, the search for lower insurance premiums was the primary driver, as the Consumer Price Index for motor vehicle insurance rose 17% in June 2023, compared to June 2022.

Kemper Announces Exit from Preferred Home and Auto Business

Kemper canceling preferred auto and home policies

Kemper Corporation announced on Monday that it is exiting the preferred home and auto insurance market, sold through its Kemper Personal Insurance brand, and will actively reduce the business immediately, with all policies being non-renewed or canceled in accordance with applicable state regulations.