APCIA Publishes Paper on Auto Insurers’ Challenges with Inflation

Auto insurers premiums rise

A new paper from APCIA shows inflation having a significant impact on auto insurance loss ratios, which have risen to their second-highest level in more than 20 years, reaching 78.4 percent in the second quarter of 2022. In the meantime, driving behaviors continue to deteriorate.

Inflation Pressures, Mounting Accidents, Flooding From Ian Hit Allstate, Other Insurers

Auto accidents

The nation’s largest auto insurers, already struggling with high inflation and mounting accidents, are now facing losses from vehicles flooded by Hurricane Ian. Allstate Corp. announced Wednesday that it would take a $875 million charge to boost its claims reserves in its upcoming third-quarter earnings, primarily related to its auto-insurance business, as a result of… Continue reading Inflation Pressures, Mounting Accidents, Flooding From Ian Hit Allstate, Other Insurers

Inflation, Distraction Driving, Legal System Abuse Impacting Auto Insurance Market

Auto insurance

According to the Insurance Information Institute, the U.S. personal auto insurance market is being hit hard in this inflationary environment, with sharp deteriorations in combined and loss ratios expected to continue for the foreseeable future (Triple-I). In its recently updated 2022 Trends and Insights: Personal Auto Insurance Rates, the Triple-I noted that the combined ratio… Continue reading Inflation, Distraction Driving, Legal System Abuse Impacting Auto Insurance Market

Insurance Agents to CA Commissioner Lara: Lift Auto Rate Moratorium

driver data sharing

Every day, insurance agents work directly with California consumers, many of whom are struggling financially. They are uniquely placed to discuss the current state of the industry as well as the impact of Insurance Commissioner Lara’s decisions on California consumers. Consumers are now complaining to agents, and they are forcing them to act. Commissioner Lara’s… Continue reading Insurance Agents to CA Commissioner Lara: Lift Auto Rate Moratorium