Business Groups Back Pandemic Insurance Bill Modeled on Post-9/11 Law

Business interruption cases

Business groups are throwing their support behind a pandemic insurance bill modeled after a post-9/11 law that created a federal backstop for claims related to acts of terrorism. The Pandemic Risk Insurance Act, much like the 2002 Terrorism Risk Insurance Act (TRIA), would provide compensation for losses resulting from pandemics or public health emergencies. But… Continue reading Business Groups Back Pandemic Insurance Bill Modeled on Post-9/11 Law

Brokers May Face a COVID-19 BI Wordings E&O Storm from Two Sides

Property insurance market

Brokers face a risk of coming under fire from two sides as the litigation and complaints over pandemic related business interruption from Covid-19 spread, with the potential for intermediaries to find themselves in the middle of an E&O storm. With carriers stating that pandemic related business interruption was never envisaged to be covered under many… Continue reading Brokers May Face a COVID-19 BI Wordings E&O Storm from Two Sides

Insurance Commissioner Orders Insurance Data on BI Coverage to Assist California Small Businesses

Cropped shot of a man in apron putting nameplate on the entrance door at his own shop

On Thursday, Insurance Commissioner Ricardo Lara directed insurance companies to submit data to the California Department of Insurance regarding coverage of commercial business interruption related to COVID-19. The data will help state policymakers to understand the scope of insured and uninsured losses to businesses in order to help them recover and keep workers employed. “The… Continue reading Insurance Commissioner Orders Insurance Data on BI Coverage to Assist California Small Businesses

NJ Legislature Considering Bill to Force Insurers to Pay COVID-19 BI Claims Expressly Excluded by ISO’s “Virus” Exclusion

Microscopic view of Coronavirus, a pathogen that attacks the respiratory tract. Analysis and test, experimentation. Sars. 3d render

As economic losses from the COVID-19 pandemic continue to mount, there has been much discussion about the potential availability of insurance, especially under Business Interruption policies. In 2006, ISO adopted a mandatory exclusion for its Business Interruption policies designed to preclude coverage for virus-related losses. The New Jersey Legislature is now trying to eliminate it.… Continue reading NJ Legislature Considering Bill to Force Insurers to Pay COVID-19 BI Claims Expressly Excluded by ISO’s “Virus” Exclusion