Catastrophe Bonds Based on Models that Often Underestimate Climate Risks

catastrophe bonds based on modeling underestimating climate risks

Catastrophe bonds and other insurance-linked securities, which powered last year’s highest-returning hedge fund strategy, are built on calculations that can underestimate a new breed of risk stemming from high-frequency events such as wildfires and thunderstorms, according to veteran investors.

2019 California Wildfires Signal ‘New Normal’ for Insurers: AM Best

global cost of wildfires

Given the proliferation of wildfire losses in California, AM Best believes insurers will continue to re-examine this peril, and likely make adjustments to risk appetites, capital management strategies and reinsurance partnerships, according to a new AM Best commentary. Enterprise risk management practices and risk-scoring models used by catastrophe modeling firms also likely need to become… Continue reading 2019 California Wildfires Signal ‘New Normal’ for Insurers: AM Best