Alera Group P/C Outlook: Greater Stability in Commercial Lines, Heightened Challenges in Personal Lines

P&C insurance in 2024

While there are positive signs – including new capacity coming into the marketplace – unprecedented industry losses and unprofitability in Homeowners and Auto Insurance will significantly impact pricing and availability, especially in catastrophe-prone areas and states with challenging regulations.

Property Insurers Curb New Policies in Cat-Prone Areas Nationally

Wildfires and insurance in CA

Insurance companies are pulling back on homeowners’ policies in vulnerable areas nationally out of fear of floods, storms and fires made worse by climate change and soaring costs of rebuilding.