Fitch Ratings: November Wildfires Expected to Have Modest Impact on YE P/C Results

Ca property insurance reforms

In Fitch Ratings’ recently published 2019 property/casualty outlook, our estimate of the overall industry combined ratio for the year is projected at 99%, including catastrophe losses from the fourth-quarter California wildfires. While gross insured losses from the fires have been significant, a considerable amount of these losses are expected to be ceded to various global… Continue reading Fitch Ratings: November Wildfires Expected to Have Modest Impact on YE P/C Results

AIR Worldwide Estimates Insured Losses from Woolsey Wildfire Will Be At Least $2.5B

Catastrophe risk modeling firm AIR Worldwide estimates that industry insured losses from the Woolsey Fire in Southern California will be at least USD 2.5 billion. Note that AIR’s estimate of insured losses is based on the assumption of nearly 100% take-up rates. The fact that damage from fire, including wildfire, is included in standard homeowners’… Continue reading AIR Worldwide Estimates Insured Losses from Woolsey Wildfire Will Be At Least $2.5B

Florida CFO Calls for Insurers to Step Up Aid in Hurricane Michael Recovery

Huge hurricane between Florida and Cuba. Elements of this image furnished by NASA

Florida Chief Financial Officer (CFO) Jimmy Patronis and Insurance Commissioner David Altmaier spoke with insurance company executives today and called on the industry to step up more to aid in Hurricane Michael recovery. CFO Jimmy Patronis said, “Before Hurricane Michael hit, I put Florida’s insurance industry on notice that I expected they would move quickly… Continue reading Florida CFO Calls for Insurers to Step Up Aid in Hurricane Michael Recovery

AIR Worldwide Report Illustrates the Potential Impact of Natural Perils on the Insurance Industry

Catastrophe modeling firm AIR Worldwide (AIR) today released its “2018 Global Modeled Catastrophe Losses” report, detailing key loss metrics from AIR’s global industry exceedance probability (EP) curve. Based on the report, AIR estimates that the 1% aggregate exceedance probability insured loss (or the 100-year return period loss) from catastrophes worldwide is nearly USD 271 billion,… Continue reading AIR Worldwide Report Illustrates the Potential Impact of Natural Perils on the Insurance Industry

Deadliest Fire in California History Deemed Contained

Ca property insurance reforms

The deadliest wildfire in California’s history, which killed at least 85 people and destroyed almost 19,000 buildings, was 100% contained Sunday, state fire officials said. The announcement came after more than 1,000 firefighters battled the blaze for weeks and heavy rains helped douse flames in recent days. “We’re confident that it’s not going to move… Continue reading Deadliest Fire in California History Deemed Contained

Climate Change Will Severely Affect U.S. Economy: Report

climate change and health insurance

A newly released report issued by 13 federal agencies on Friday explains in great depth the potential consequences of climate change on the United States and warns that neglecting to take action could drastically impede economic growth over the next century.   The report, written with the help of over 1,000 people, including about 300… Continue reading Climate Change Will Severely Affect U.S. Economy: Report

Hurricane Michael Expected to Leave $15Bn Financial Impact on US Economy: Aon Cat Report

A hurricane on earth viewed from space. This is a rendered image.

Aon’s Impact Forecasting team today launches the latest edition of its monthly Global Catastrophe Recap report, which evaluates the impact of the natural disaster events that occurred worldwide during October 2018. The report reveals that Hurricane Michael killed 45 people in the United States, as it became the strongest tropical cyclone on record to strike… Continue reading Hurricane Michael Expected to Leave $15Bn Financial Impact on US Economy: Aon Cat Report

South Carolina Faces More Flooding as Rivers Continue to Crest

Columbia, USA - October 4, 2015: 2015 Had a large flood in South Carolina, some places in Columbia were hit hard with damage.

Parts of South Carolina continued to deal with severe flooding Tuesday while bracing for more to come, 11 days after Hurricane Florence made landfall. The slow-moving storm dumped trillions of gallons of rain across the Carolinas, and the water continued to make its way down swollen rivers back to the ocean. Though North Carolina took… Continue reading South Carolina Faces More Flooding as Rivers Continue to Crest

Hurricane Florence Creating Housing Shortage for Displaced North Carolinians

Finding temporary housing for thousands of North Carolinians displaced by Hurricane Florence could prove more difficult than it was for those uprooted by other recent U.S. storms and hurricanes. That is because Florence’s path blew through some of the state’s smaller cities, where much of the rental housing stock is owned by mom-and-pop landlords. Places… Continue reading Hurricane Florence Creating Housing Shortage for Displaced North Carolinians

Early Estimate for Insured Damage from Florence: $2.5 Billion

A hurricane on earth viewed from space. This is a rendered image.

One of the first estimates from a big risk modeler for Hurricane Florence damage is in. Karen Clark & Co. estimates $2.5 billion in insured damage for private-sector insurers. It includes privately insured wind, storm-surge and inland-flooding damage to residential, commercial and industrial properties and automobiles. The estimate doesn’t include damage that would be covered… Continue reading Early Estimate for Insured Damage from Florence: $2.5 Billion