Gov. Ron DeSantis Calls Citizens Property Insurance ‘Not Solvent’ in CNBC Interview

Florida insurer of last resort

In an interview with CNBC, Gov. Ron DeSantis raised more concern about Citizens Property Insurance ahead of a potentially active storm season and amid a federal investigation into whether the state insurer has enough money in the bank for a future natural disaster.

More than Two Big Storms in Florida Could Spell Trouble for Insurers

Huge hurricane between Florida and Cuba. Elements of this image furnished by NASA

In Florida, it’s that time of year again. Peak hurricane season is bearing down on the state like the flying saucer in the film “Nope.” Insiders in the insurance industry say policyholders are insured as long as the state isn’t hit by more than two major storms. Typically, the most dangerous tropical cyclones strike Florida… Continue reading More than Two Big Storms in Florida Could Spell Trouble for Insurers

As Home Values Soar, Calls Grow to Increase Citizens Insurance Eligibility Cap to $1M Statewide

Homeowners insurance in Florida

Inflation has rendered thousands of Florida homes and condos ineligible for coverage by Citizens Property Insurance Corp., the state-owned “last-resort insurer.” Owners of Citizens-insured homes with replacement values in the $500,000 to $600,000 range received notices of non-renewal just a few years ago, forcing them to seek far-more expensive coverage in the unregulated surplus lines… Continue reading As Home Values Soar, Calls Grow to Increase Citizens Insurance Eligibility Cap to $1M Statewide

Florida’s Citizens Faces Hurricane Season with Reinsurance Shortfall

Florida insurer of last resort

Florida’s state-run property insurance corporation, like some private insurers, has been unable to obtain all of the reinsurance coverage required to cover the risks posed by hurricanes and other threats in the coming year. Citizens Property Insurance Corp., the state’s last-resort insurer, has obtained roughly one-third of the backup coverage it sought, according to spokesman… Continue reading Florida’s Citizens Faces Hurricane Season with Reinsurance Shortfall