Super Election Year Increases Risks of Political Violence, Warns Allianz

Geopolitical risks driving insurance pricing

With an unprecedented ‘super-cycle’ of elections in 2024, almost half the world’s populations will go to the polls before the year is out. According to a new report from Allianz Commercial, security is a concern in many territories, not only from the threat of localized unrest but because of the wider-reaching consequences of electoral outcomes on foreign policy, trade relations, and supply chains.

U.S. Businesses Splurge on Insurance to Protect Against Post-Election Chaos

Shop window broken by riots in Chile

Retailers, pharmacies, liquor stores and other merchants across the United States are gobbling up insurance that protects buildings from damage caused by societal unrest, worried about possible street violence after the U.S. presidential election, insurers and brokers told Reuters. Many shops and offices are facing double-digit premium hikes for such policies but buying them anyway… Continue reading U.S. Businesses Splurge on Insurance to Protect Against Post-Election Chaos

U.S. Retailers Secure Stores as Worries About Election Unrest Mount

Photojournalism, broken shopfront, crime night scene, the background of a damaged showcase of shops, the consequences of revolution, Beirut, Lebanon

This time last year, shoppers on Chicago’s Magnificent Mile were waiting for Louis Vuitton to debut its whimsical holiday window decorations. Now those same windows are hidden behind a wall of wood panels painted bright orange. While still open for shoppers, stores like Gucci, H&M and Nordstrom are also boarded up after looters targeted the… Continue reading U.S. Retailers Secure Stores as Worries About Election Unrest Mount

Insurance Costs in Wake of Recent Protests Will Be the Most Expensive in History

The protests that took place in 140 U.S. cities this spring were mostly peaceful, but the arson, vandalism and looting that did occur will result in at least $1 billion to $2 billion of paid insurance claims — eclipsing the record set in Los Angeles in 1992 after the acquittal of the police officers who… Continue reading Insurance Costs in Wake of Recent Protests Will Be the Most Expensive in History

Companies Face Five Liability Risk Trends in the Face of COVID-19: Allianz

Global risk concerns

Liability exposures for companies around the world are increasing. Factors such as rising litigation, collective redress and large court verdicts, costly and frequent recalls in the automotive and food sectors, the disruptive impact of civil unrest and riots in a growing number of countries, and environmental concerns such as indoor air quality and higher fines… Continue reading Companies Face Five Liability Risk Trends in the Face of COVID-19: Allianz

Is Looting Insured?

Photojournalism, broken shopfront, crime night scene, the background of a damaged showcase of shops, the consequences of revolution, Beirut, Lebanon

Over the past week, protests against racial inequality have been held in dozens of cities across the U.S. While most saw large and peaceful assemblies, some—such as Los Angeles, D.C., New York City, and Minneapolis—included looting, arson, and other property destruction from a small number of participants. For many businesses, this vandalism follows months of… Continue reading Is Looting Insured?

Insurers Say Riot Damage is Covered under Most Insurance Policies for Businesses

Photojournalism, broken shopfront, crime night scene, the background of a damaged showcase of shops, the consequences of revolution, Beirut, Lebanon

Fraser Ross, owner of the popular Los Angeles boutique retailer Kitson, has boarded up his three stores. The once-thriving business is one of so many retailers experiencing the fallout from the riots and civil unrest that has ravaged the U.S. in recent days. On the heels of the coronavirus outbreak and widespread business closures, now… Continue reading Insurers Say Riot Damage is Covered under Most Insurance Policies for Businesses