Climate Risk Is Becoming Uninsurable. Better Forecasting Can Help.

climate change and higher insurance rates

In North America, only 51% of natural-catastrophe risk is covered. In Europe, it is 44%, and in Asia a paltry 12%. The fear is that more areas could become uninsurable. Underwriting requires confidence that models somewhat accurately reflect risks, which climate change is amplifying in scary, unknown ways. 

Climate Risk Threatens Insurability of Some Coastal Communities, Analysts Warn

Climate change and impact of insuring coastal areas

Coastal communities could see their property values plummet as catastrophe-prone areas spur billions of dollars in losses — and have private insurance companies scaling back or leaving certain markets altogether, a new report warns.

U.S. Homeowners Insurance ‘Bubble’ Closer to Popping as Climate Risks Mount: Report

home insurance rates

Tens of millions of properties around the country are insured at prices that haven’t caught up with the danger of hurricanes, wildfires and floods, according to a new report from the First Street Foundation, a nonprofit that works to define and communicate risks posed by climate change.

Senate Committee Hears Testimony on Property Insurance Issues

millions of homeowners uninsured

From the Maui wildfires to Hurricane Idalia hitting Florida, extreme weather events have caused severe devastation to homes and businesses this summer. On Capitol Hill, consumer and affordable housing advocates sounded the the alarm Thursday on property insurance costs and availability during a Senate Banking, Housing and Urban Affairs Committee hearing. Douglas Heller, director of insurance at the Consumer Federation… Continue reading Senate Committee Hears Testimony on Property Insurance Issues