NJ Class Action Lawsuits Fight Denial of Business Interruption Coverage Over COVID-19

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Insurers are facing lawsuits in New Jersey courts over the denial of business interruption coverage on behalf of establishments that lost revenue due to shelter-in-place policies prompted by the coronavirus pandemic. Three class action suits have been filed in the District of New Jersey in recent days on behalf of restaurants that were denied business… Continue reading NJ Class Action Lawsuits Fight Denial of Business Interruption Coverage Over COVID-19

Coronavirus Slows But Won’t Halt Shipping’s Focus on Global Trade

The coronavirus pandemic has exposed the fragile nature of businesses and economies built on the flow of goods around the world, with supply chains rattled by factory shutdowns, expensive ships sitting idle and cargo terminals closed for the lack of trade. That has led to growing calls by world leaders to rein in global supply… Continue reading Coronavirus Slows But Won’t Halt Shipping’s Focus on Global Trade

Insurers Feel the Heat for Business Interruption Payouts

Business interruption cases

Daniel Duckett, owner of the Lazy Claire patisserie in Belfast, was hoping for an insurance payout of up to 100,000 pounds ($123,460.00) to cover losses during the coronavirus lockdown. Now he fears for the future as he battles for the compensation. Duckett is one of thousands who have called their insurers to claim on business… Continue reading Insurers Feel the Heat for Business Interruption Payouts

Insurers Face Biggest-Ever Losses, Warns Lloyd’s Chief

Microscopic view of Coronavirus, a pathogen that attacks the respiratory tract. Analysis and test, experimentation. Sars. 3d render

Lloyd’s of London boss John Neal has said that the coronavirus pandemic is likely to be the most expensive event in history for the insurance industry, dwarfing other major disasters such as Hurricane Katrina in 2005 and the 9/11 terror attacks. Insurers are set to pay out on a wide range of policies, from event… Continue reading Insurers Face Biggest-Ever Losses, Warns Lloyd’s Chief

Pandemic Exclusions Challenged in Court

COVID BI clams

Lawsuits Filed for the Excluded Ever since the beginning of the coronavirus quarantine, businesses have been concerned to discover that their business insurance did not cover the damages sustained by the pandemic. Despite having to shut their doors entirely or transition to delivery at a substantial loss, their policies have are not designed to step… Continue reading Pandemic Exclusions Challenged in Court

Chubb CEO Greenberg Warns Retroactive Measures Would ‘Bankrupt’ Industry

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Chubb Ltd. Chief Executive Officer Evan Greenberg has a stark warning for policy makers pushing insurers to pay out some uncovered business-interruption losses. “The insurance industry is a fundamental part of the economic plumbing of this country,” Greenberg said in an interview Thursday. Forcing insurers to foot the bill for losses not covered by policies… Continue reading Chubb CEO Greenberg Warns Retroactive Measures Would ‘Bankrupt’ Industry

Hiscox Believes Its Business Interruption Exposure to COVID-19 Limited in Europe, U.S.

Hiscox Ltd on Wednesday clarified that its insurance policy wordings do not provide cover for business interruption resulting from UK government actions in response to Covid-19, however, the company is “proactively” paying claims made by businesses. The FTSE 250-listed insurer believes its business interruption exposure to Covid-19 is limited in Europe and that it has… Continue reading Hiscox Believes Its Business Interruption Exposure to COVID-19 Limited in Europe, U.S.

Monthly Loss of $431 Billion Spurs Insurance Claims Across U.S.

shot of store closed sign

Barbara Snowden dreamed of opening a wig shop to help women who’d lost their hair during chemotherapy feel better as they battled cancer. In November, she beamed at the grand opening of Hair Goals Club in the Houston suburb of Humble, Texas. But four months later, her dream died when local officials ordered all non-essential… Continue reading Monthly Loss of $431 Billion Spurs Insurance Claims Across U.S.

Trump: Insurance Companies Should Pay Out for Pandemic Claims

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President Trump expressed frustration on Friday over insurance companies not paying their customers for business interruptions attributable to the coronavirus pandemic. “I would like to see the insurance companies pay if they need to pay — if it is fair,” said Trump during a coronavirus briefing at the White House on Friday. “They know what… Continue reading Trump: Insurance Companies Should Pay Out for Pandemic Claims

Insurance Industry Warns Its Companies Not Built to Withstand ‘Catastrophic and Nearly Universal’ Losses

P&C underwriting performance improves except Person Lines

A group of associations that represent members of the insurance industry penned a letter to a pair of congressional lawmakers from California noting that its companies are not built to withstand pandemics such as the current coronavirus outbreak. “Insurance coverage works by spreading risk, but that model simply cannot account for a situation in which… Continue reading Insurance Industry Warns Its Companies Not Built to Withstand ‘Catastrophic and Nearly Universal’ Losses