Swiss Re Forecasts 3Q Loss Following Hurricane Ian Claims

Swiss Re profits

Swiss Re forecast a third-quarter net loss of around $500 million on Tuesday, after the reinsurance company absorbed $1.3 billion in preliminary claims from Hurricane Ian. “While the 2022 Group ROE target of 10% is unlikely to be met given the impact of natural disasters, the Ukraine war, and financial market volatility,” the reinsurer said… Continue reading Swiss Re Forecasts 3Q Loss Following Hurricane Ian Claims

Strong Hurricanes, Stricter Building Codes Changing Florida’s Coastal Communities

Climate change and impact of insuring coastal areas

Trixie Parkes’ 1976 wood-framed cottage was both her home and her primary source of income, as she rented out two units on the top floor to tourists. However, Hurricane Ian ripped through in late September, destroying most of the first floor and gouging a gaping hole in the walls of the second floor. She lacked… Continue reading Strong Hurricanes, Stricter Building Codes Changing Florida’s Coastal Communities

Hurricane Ian Exposes Flood Insurance Nightmare in Florida

Flood insurance

Hurricane Ian’s storm surge flooded homes on Florida’s west coast, leaving mold, muck, mud, and a flood insurance nightmare for residents who want to rebuild. Many Floridians who experienced extensive flooding did not have a separate flood insurance policy to cover the storm’s damage. It has left homeowners — and even renters — with a… Continue reading Hurricane Ian Exposes Flood Insurance Nightmare in Florida

Are Historic Homes More Resilient Against Floods?

Historic Home

When historic homes flood, building contractors are frequently compelled by government regulations to remove the water-logged wood flooring, demolish the old plaster walls, and replace them with new, flood-resistant materials. It’s a hurried approach that’s likely to be seen throughout southwest Florida in the aftermath of Hurricane Ian. However, restorers Paige Pollard and Kerry Shackelford… Continue reading Are Historic Homes More Resilient Against Floods?

Hurricane Ian Will Significantly Impact Wind-Exposed States: MarketScout

coastal areas

Following Hurricane Ian, MarketScout CEO Richard Kerr stated that the storm loss event will have “significant” implications for property rates in Florida and other wind-prone states in the United States. According to MarketScout’s analysis of commercial insurance market rates during the third quarter of 2022, property rates in coastal areas are now expected to rise… Continue reading Hurricane Ian Will Significantly Impact Wind-Exposed States: MarketScout

FL Homeowners Reduced Flood Insurance Coverage Years Before Ian Hit

Hurricane Ian

In the years leading up to Hurricane Ian inundating coastal and inland areas with up to 15 inches of rain, Florida homeowners had reduced their flood insurance coverage. Only a small percentage of homes in two of Florida’s hardest-hit inland counties have flood insurance. According to an analysis by Neptune Flood, a private-sector flood-insurance provider,… Continue reading FL Homeowners Reduced Flood Insurance Coverage Years Before Ian Hit