New Flood Insurance Rate Renewals Begin on April 1

TWIA credit line for storm damage

The second phase of the transition to the Federal Emergency Management Agency’s (FEMA) Risk Rating 2.0 begins on April 1, when homeowners who currently have flood insurance will begin to see the revised rates as their policies are renewed. FEMA is transforming the way it calculates premiums for flood insurance policies that are made available… Continue reading New Flood Insurance Rate Renewals Begin on April 1

U.S. Coastline to See Up to a Foot of Sea Level Rise by 2050

Closeup of high water flooding on neighborhood street.

The United States is expected to experience as much sea level rise by the year 2050 as it witnessed in the previous hundred years. That’s according to a NOAA-led report updating sea level rise decision-support information for the U.S. released today in partnership with half a dozen other federal agencies. The Sea Level Rise Technical… Continue reading U.S. Coastline to See Up to a Foot of Sea Level Rise by 2050

NFIP Sees Reinsurance Partnerships as Mutually Beneficial

Flood insurance Congressional approval

The Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program (NFIP) in the United States is eager to continue collaborating with the private sector to help close the country’s flood protection gap, and it has asked its reinsurance partners to encourage clients to investigate flood risk. “We want to continue to work with the private… Continue reading NFIP Sees Reinsurance Partnerships as Mutually Beneficial

FEMA Requests Comments on Improving Flood Insurance Program

TWIA credit line for storm damage

The Federal Emergency Management Agency (FEMA) is seeking input on how to change flood insurance, a powerful program that both sets standards for resilience in building across the country and encourages repeated construction in vulnerable areas. FEMA’s open call for public comments will be open until Jan. 27, and participants will be able to write… Continue reading FEMA Requests Comments on Improving Flood Insurance Program

Flood Insurance Costs Rise in Areas Once Deemed Lower Risk

Flood insurance Congressional approval

In the last year, the southwestern Louisiana city of Lake Charles has been hit by two hurricanes, heavy rains that sent water gushing down streets, and a deep freeze that caused pipes to burst. However, because the cost of his flood insurance is rising, Tommy Eastman may eventually drop coverage on his four-bedroom home, which… Continue reading Flood Insurance Costs Rise in Areas Once Deemed Lower Risk

Incline P&C Group Partners with Wright National Flood Insurance Services

Cropped shot of businessman greeting a young professional around the table in office. Close up of business people shaking hands in office.

Incline P&C Group, the premier insurance program market services firm, today announced a new partnership with Wright National Flood Insurance Services, LLC, an industry-leading flood insurance provider that offers federal, excess and private flood insurance policies. This partnership will extend Incline P&C Group’s ability to offer flood insurance policies to those located in Texas, North… Continue reading Incline P&C Group Partners with Wright National Flood Insurance Services

Hurricane Ida Could Cost Insurers As Much As $30 Billion: Swiss Re

A hurricane on earth viewed from space. This is a rendered image.

The insurance industry could face claims of as much as $30 billion from hurricane Ida, which caused extreme wind and flood damage across parts of the U.S. after making landfall in late August. Insured losses from the storm, the second-most intense hurricane to hit the state of Louisiana, will probably range between $28 million and… Continue reading Hurricane Ida Could Cost Insurers As Much As $30 Billion: Swiss Re

Flood Insurance Costs Set to Rise as FEMA’s New Rates Kick In

Flood insurance Congressional approval

The federal government Friday rolled out a flood-insurance program revamped to reflect worsening climate change, a program that will raise rates for millions of homeowners in wealthy coastal areas and humble inland communities alike. The Federal Emergency Management Agency in April announced the first significant update to the beleaguered National Flood Insurance Program, which covers… Continue reading Flood Insurance Costs Set to Rise as FEMA’s New Rates Kick In

FEMA’s New Director Prepares Agency for a Hot, Chaotic Future

FEMA disaster aid distribution

Deanne Criswell, the first woman to lead the Federal Emergency Management Agency, in April took over a 20,000-person operation exhausted by managing responses to disasters linked to global warming: wildfires and the 2020 hurricane season, the most active on record. As if that weren’t enough, President Joe Biden asked FEMA to create and staff sites… Continue reading FEMA’s New Director Prepares Agency for a Hot, Chaotic Future

The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket

Waterfront villas on one of the island of Florida Keys, USA

Florida’s version of the American dream, which holds that even people of relatively modest means can aspire to live near the water, depends on a few crucial components: sugar white beaches, soft ocean breezes and federal flood insurance that is heavily subsidized. But starting Oct. 1, communities in Florida and elsewhere around the country will… Continue reading The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket