Florida Property Insurance Market Improves; Reinsurance Dependency Remains High

Florida property insurance market improves

Higher homeowners’ premiums, a decline in legal costs related to recent legislative efforts and the ongoing de-population of the state-backed insurer of last resort are the backdrop as Florida’s property insurance market churns toward another hurricane season, according to a new AM Best report.

Heads of Florida OIR, Citizens, Say Property Market Is Heading in the Right Direction

Florida insurer of last resort

If there were only one numerical trend needed to understand how dire the property insurance market in Florida has been, it would be the steady growth of policies taken on by the state’s insurer of last resort, Citizens Property Insurance Corp.

Another Florida Insurer, St. Johns, Headed into Insolvency

Florida property insurance market improves

Florida’s insurance carrier challenges continue, with another company facing insolvency and analysts claiming that nearly half of the smaller Florida-focused homeowners carriers they have tracked have failed to make a profit. St. John’s Insurance is the most recent failure, with the Florida Department of Financial Services appointing a receiver and liquidating the company’s assets. Demotech… Continue reading Another Florida Insurer, St. Johns, Headed into Insolvency

Citizens Insurance Customers to Get Larger Rate Hike Due to Change in FL Law

Florida insurer of last resort

Customers of Citizens Property Insurance Corp. are getting a bigger rate hike than was initially proposed, due to a change in a state law that was partially blocked by a federal judge this week. Citizens officials expressed disappointment in Sunday’s ruling, in which Chief U.S. District Judge Mark Walker found that the new law, approved… Continue reading Citizens Insurance Customers to Get Larger Rate Hike Due to Change in FL Law