FL Homeowners Insurance Market Likely Needs ‘More’ after Latest Reform Law

Florida property insurance market improves

Additional changes to Florida state law may be needed to rein in excessive litigation against property and casualty insurers operating in the state even after reforms were passed in a recent legislative session. Gov. Ron DeSantis on June 10 signed legislation that includes provisions to limit attorney fees and reduce the time limit to file… Continue reading FL Homeowners Insurance Market Likely Needs ‘More’ after Latest Reform Law

As Florida’s Insurance Market Darkens, Companies Use ‘Trade Secret’ to Keep Data Hidden

Homeowners insurance in Florida

As profitability of Florida property insurers declines, companies are increasingly blocking information they’d rather competitors — and the public — not see. State insurance laws allow companies to designate as “trade secret” any information they assert could put them at a competitive disadvantage if disclosed. The onus then falls on a member of the public… Continue reading As Florida’s Insurance Market Darkens, Companies Use ‘Trade Secret’ to Keep Data Hidden

Demotech to Downgrade Four or More Florida Property Insurers This Week

Demotech, Inc. (PRNewsFoto/Demotech, Inc.)

A state property insurance grading firm will be downgrading four or more insurance companies from their current exceptional rating by Friday. That’s according to Joseph Petrelli, president of Demotech Inc., which reviews and rates 46 insurers that write approximately 66% of Florida’s homeowners’ insurance premium. “This week, we will begin to issue statements on many… Continue reading Demotech to Downgrade Four or More Florida Property Insurers This Week