In Florida, Skyrocketing Insurance Rates Test Resolve of Homeowners in Risky Areas

Florida property insurance market improves

In the last seven years Florida has weathered five major hurricanes. Michael, which made landfall in 2018 in the Panhandle, was the first category 5 hurricane to strike the continental United States since Andrew in 1992. Ian, in 2022, was the costliest hurricane in state history and third-costliest on record nationwide, after Katrina in 2005 and Harvey in 2017. Recent major Florida hurricanes also include Irma in 2017, Nicole in 2022 and Idalia in 2023.

Florida Creates Backstop to Protect Homeowners Insurance through Hurricane Season

Florida property insurance market improves

If their insurers lose their financial stability ratings, Florida homeowners will not lose their insurance coverage or face forced policies — at least not during hurricane season. The Florida Office of Insurance Regulation announced today that the state will provide 100 percent backstop coverage of any claim left unpaid by a bankrupt insurer through the… Continue reading Florida Creates Backstop to Protect Homeowners Insurance through Hurricane Season