GAO Issues Analysis of FEMA’s Risk Rating 2.0

Flood insurance Congressional approval

The U.S. Government Accountability Office (GAO) has issued a report on the Federal Emergency Management Agency (FEMA’s) National Flood Insurance Program (NFIP), examining several objectives, including the actuarial soundness of Risk Rating 2.0; how premiums are changing; efforts to address affordability for policyholders; options for addressing the debt; and implications for the private market.

Increasing Cyberthreats Raise Cyber Insurance Premiums While Reducing Availability

cyber risk management

Cyber insurance has been around for about 20 years. These insurance policies cover common cyber-related losses, such as those associated with data breaches and ransomware attacks that result in loss of business or disruptions. But while more companies may be looking for insurance against attacks, stability in premium rates and access to policies are changing.… Continue reading Increasing Cyberthreats Raise Cyber Insurance Premiums While Reducing Availability

GAO: Potential Federal Cyber Insurance Program Should Avoid Moral Hazard

Cyberattacks pose risk to creditworthiness

The Treasury Department’s Federal Insurance Office and the Cybersecurity and Infrastructure Security Agency should consider the danger of creating counterproductive incentives while examining the need for a federal cyber insurance program, according to the Government Accountability Office. “CISA and FIO should jointly assess the extent to which risks to critical infrastructure from catastrophic cyber incidents… Continue reading GAO: Potential Federal Cyber Insurance Program Should Avoid Moral Hazard

GAO Says Jobless Benefits Program Underpaid Some Workers Amid Covid-19 Pandemic

Unemployment pandemic fraud

The nation’s system for providing unemployment benefits to jobless workers has consistently produced inaccurate data and lower-than-appropriate payouts to some workers amid the Covid-19 pandemic, a government watchdog said Monday. The Labor Department’s weekly reports on jobless claims have published “flawed estimates of the number of individuals receiving benefits each week throughout the pandemic,” the… Continue reading GAO Says Jobless Benefits Program Underpaid Some Workers Amid Covid-19 Pandemic

Agency Says Climate Change Imperils 60% of Superfund Sites

climate change and higher insurance rates

At least 60% of U.S. Superfund sites are in areas vulnerable to flooding or other worsening disasters of climate change, and the Trump administration’s reluctance to directly acknowledge global warming is deterring efforts to safeguard them, a congressional watchdog agency says. In a report issued on Monday, the Government Accountability Office called on Environmental Protection… Continue reading Agency Says Climate Change Imperils 60% of Superfund Sites