Inside the U.S. Senior Care Crisis

what is causing crisis in senior care

Nearly 70% of older adults will need long-term care services, according to Harvard’s Joint Center for Housing Studies. But for many individuals, the cost of affordable long-term care services is beyond their reach in an industry facing higher labor and supply costs, a labor shortage, and other challenges. According to KFF (Kaiser Family Foundation) and The New York Times, nearly three million older Americans who need long-term care are not receiving it due to lack of accessibility and the high cost of assisted living facilities, nursing homes, and aides at home.

How the Pandemic Is Changing Long-Term Care Insurance

Shot of a mature woman hugging her husband

The Covid-19 pandemic likely had a significant impact on long-term care insurance (LTCI), though most of the effects won’t be known for a while yet. The pandemic appeared to increase interest in and purchases of LTCI. It’s too early for the data to be available, but anecdotal reports from insurers and agents indicates that the… Continue reading How the Pandemic Is Changing Long-Term Care Insurance

What’s in Biden’s $400 Billion Plan to Support Families’ Long-Term Health Needs?

Nursing Home

There’s widespread agreement that it’s important to help older adults and people with disabilities remain independent as long as possible. But are we prepared to do what’s necessary, as a nation, to make this possible? That’s the challenge President Biden has put forward with his bold proposal to spend $400 billion over eight years on… Continue reading What’s in Biden’s $400 Billion Plan to Support Families’ Long-Term Health Needs?

COVID Spurs Families to Shun Nursing Homes, Increasingly Choosing Home Care

Nursing Home

The pandemic is reshaping the way Americans care for their elderly, prompting family decisions to avoid nursing homes and keep loved ones in their own homes for rehabilitation and other care. Americans have long relied on institutions to care for the frailest seniors. The U.S. has the largest number of nursing-home residents in the world.… Continue reading COVID Spurs Families to Shun Nursing Homes, Increasingly Choosing Home Care