Social Inflation Causing Auto, Home Insurance Rates to Jump

Social inflation and insurance rates

Consumers aren’t likely to see their insurance rates go down this year, according to a Morgan Stanley report. The last few years have been rocky ones for the insurance industry. Social inflation rose higher than traditional economic inflation.

U.S. Homeowners Insurance ‘Bubble’ Closer to Popping as Climate Risks Mount: Report

home insurance rates

Tens of millions of properties around the country are insured at prices that haven’t caught up with the danger of hurricanes, wildfires and floods, according to a new report from the First Street Foundation, a nonprofit that works to define and communicate risks posed by climate change.

Price of Homeowners Insurance Jumps 34%

QuoteWizard®, a LendingTree company and one of the nation’s leading online insurance marketplaces, released their annual “State of Home Insurance” report. QuoteWizard found that the average price of home insurance has increased by as much as 34% in some states since 2021. QuoteWizard analyzed homeowners insurance rates from every major carrier in all 50 states.… Continue reading Price of Homeowners Insurance Jumps 34%

Florida Regulators Weigh Property Insurance Rate Hikes

Homeowners insurance in Florida

Florida regulators have scheduled three hearings next week on property insurers’ proposals to raise homeowners’ rates by more than 20%, while the state considers another insurer’s plan to shed policies due to financial losses. The Florida Office of Insurance Regulation will hold public hearings on proposed rate increases by First Floridian Auto and Home Insurance… Continue reading Florida Regulators Weigh Property Insurance Rate Hikes