Rising Insurance Premiums Contribute to the Cost of Homeownership

High cost of homeownership

Property taxes and home-maintenance costs are climbing in much of the country. Non-mortgage costs including property taxes, maintenance, utilities and insurance make up more than half of homeowners’ overall costs, according to a 2022 analysis by Fannie Mae economists. Worst of all, home insurance premiums are soaring. Rates rose by more than 10% on average in 19 states in 2023 after a series of big payouts related to floods, storms, wildfires and other natural disasters across the U.S.

Home-Price Growth Decelerated in June

Realtors keep commissions high

Home price increases slowed in June as mortgage rates rose, making homeownership less affordable. The S&P CoreLogic Case-Shiller National Home Price Index, which measures average home prices in major metropolitan areas across the country, rose 18% in the year to June, down from 19.9% the previous month. The housing market has cooled in recent months,… Continue reading Home-Price Growth Decelerated in June

Home Insurers Struggle with Customer Loyalty as Boomers Flock to Rental Market, J.D. Power Finds

FOR RENT CONCEPT

The great Boomer migration from home ownership to renting is upon us. About two-thirds of all rental housing growth between 2004 and 2019 was driven by adults age 55 and older, and that group now accounts for approximately 30% of the total rental market.1 According to the J.D. Power 2021 U.S. Home Insurance Study,SM released… Continue reading Home Insurers Struggle with Customer Loyalty as Boomers Flock to Rental Market, J.D. Power Finds