Once Scrutinized, Small Captives Become a Crisis Lifeline

Insurance for high networth individuals

A type of private insurance that is used by wealthy business owners to cover unlikely risks and that has been challenged by the Internal Revenue Service is proving to be beneficial as the coronavirus pandemic shuts down local economies. The structure, known as a small captive insurance, allows business owners to self-insure against unlikely but… Continue reading Once Scrutinized, Small Captives Become a Crisis Lifeline

IRS Announces Global Settlement of Abusive 831(b) Captive Insurance Tax Shelters

Microcaptives make IRS Dirty Dozen list

The IRS has announced a global settlement of cases involving abusive 831(b) captive insurance schemes. According to the announcement, “The settlement requires substantial concession of the income tax benefits claimed by the taxpayer together with appropriate penalties (unless the taxpayer can demonstrate good faith, reasonable reliance).” What this means is found in Attachment 1 to… Continue reading IRS Announces Global Settlement of Abusive 831(b) Captive Insurance Tax Shelters