Analyzing Medical Professional Liability Insurers’ Loss Ratios

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Recent data highlights the performance of medical professional liability insurers, focusing on their loss ratios. Loss ratios are a critical measure of an insurer’s profitability, calculated as the ratio of claims paid to premiums earned.

AM Best Revises Outlook on U.S. Medical Professional Liability Segment to Stable

Medical Professional Liability

AM Best is revising its outlook on the U.S. medical professional liability (MPL) insurance segment to stable from negative, citing improved rate adequacy, the diminishing impact from pandemic-related exposures, persistently redundant loss reserves, higher reinvestment rates and improved overall returns.

MPLI Pricing Increases as 2020 Marks Fifth Consecutive Year of Underwriting Loss: Fitch

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Favorable pricing trends in U.S. medical professional liability insurance (MPLI) have not yet translated to a reversal of weak segment underwriting performance, Fitch Ratings says. Continued rate increases will promote improvement in near-term results, but persistent litigation-related loss severity and competitive market fundamentals likely inhibit a return to underwriting profits. The 2020 combined ratio of… Continue reading MPLI Pricing Increases as 2020 Marks Fifth Consecutive Year of Underwriting Loss: Fitch