Mold Coverage in Homeowners Insurance: What Insurers Should Know

Damp buildings damaged by black mold and fungus, dampness or water. infiltration, insulation and mold problems in the wall of the house

Homeowners insurance policies generally cover mold damage if it’s caused by a peril covered under the policy, such as a burst pipe. However, damage resulting from neglect, flooding, or high humidity is typically excluded, creating potential gaps in coverage.