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The Growing Threat to Homeownership: How Insurance Challenges Could Disrupt Mortgages in High-Risk Areas

Aerial still of residential neighborhood in Oakwood, a small city in Montgomery County, Ohio, on a clear day in Fall.

Federal Reserve Chairman Jerome Powell warned that in the next 10 to 15 years, securing mortgages in certain parts of the country may become nearly impossible due to escalating difficulties in the insurance sector.

Title Insurance Pilot Scuttled after Blowback from Insurers, Lawmakers

home prices hit record high

The Biden administration pushed to save homeowners thousands of dollars in closing costs on certain mortgages, part of a broad effort to slash fees and save Americans money. Objections from an obscure industry and from lawmakers helped kill the plan.