Best’s Market Segment Report: U.S. Medical Professional Liability Segment’s Profitability Buoyed by Net Investment Income

Medical Professional Liability insurance

Premium growth for AM Best’s medical professional liability (MPL) composite moderated to 3.6% in 2023, but overall financial results were buoyed by favorable net investment income, according to a new AM Best report.

AM Best Revises Outlook on U.S. Medical Professional Liability Segment to Stable

Medical Professional Liability

AM Best is revising its outlook on the U.S. medical professional liability (MPL) insurance segment to stable from negative, citing improved rate adequacy, the diminishing impact from pandemic-related exposures, persistently redundant loss reserves, higher reinvestment rates and improved overall returns.

Medical Professional Liability Faces Headwinds as Outlook Is Negative: AM Best

A female doctor stands in the hallway posing for a portrait. She is wearing a white lab coat and has a stethoscope on as her colleagues stand in the background.

The U.S. medical professional liability segment faces persistently depressed demand, rate adequacy concerns, rising loss costs and social inflation, diminishing reserve redundancies and the potential for additional COVID-related claims frequency, AM Best analysts and industry experts said at an analytical briefing. “There’s a number of headwinds that are still facing the MPL segment,” AM Best… Continue reading Medical Professional Liability Faces Headwinds as Outlook Is Negative: AM Best

MPLI Pricing Increases as 2020 Marks Fifth Consecutive Year of Underwriting Loss: Fitch

Doctor On Home Visit Discussing Health Of Senior Male Patient With Wife

Favorable pricing trends in U.S. medical professional liability insurance (MPLI) have not yet translated to a reversal of weak segment underwriting performance, Fitch Ratings says. Continued rate increases will promote improvement in near-term results, but persistent litigation-related loss severity and competitive market fundamentals likely inhibit a return to underwriting profits. The 2020 combined ratio of… Continue reading MPLI Pricing Increases as 2020 Marks Fifth Consecutive Year of Underwriting Loss: Fitch

COVID-19’s Impact on Medical Professional Liability Litigation: AmWINS

A group of doctors talking about corona virus on conference.

In March 2020, as the world braced itself for the unknowns of a global pandemic, the medical professional liability (MPL) industry battened down the hatches and prepared itself for the storm. Shortages of critical supplies, inadequate testing capabilities and pop-up morgues painted a frightening picture for healthcare professionals and the medical professional liability industry. Fast… Continue reading COVID-19’s Impact on Medical Professional Liability Litigation: AmWINS

IronPro Introduces Two-Term Liability Policy Endorsement for Small Business Providers

IronPro, the professional liability unit of Ironshore, is introducing a two-term policy endorsement for its Miscellaneous Professional Liability (MPL) product for small business accounts. MPL policy endorsement will streamline underwriting to reduce the brokers’ administrative costs associated with small business accounts, defined herein as professional services providers with less than $5 million in annual revenues.… Continue reading IronPro Introduces Two-Term Liability Policy Endorsement for Small Business Providers