Nat Cat Insured Losses Reach $118 Billion, Protection Gap Widens in 2023

catastrophe bonds based on modeling underestimating climate risks

Global economic losses from natural catastrophes hit $380 billion in 2023, with insured losses coming in at $118 billion, according to a new report from Aon. The protection gap – the difference between insured and economic losses — reached 69% in 2023, up from 59% in 2022.

Gallagher Re: Insured Losses from Natural Catastrophes Estimated at $123 Billion

catastrophe bonds based on modeling underestimating climate risks

In 2023, the estimated total economic costs of direct physical damage and net-loss business interruption from global natural perils was $357 billion. The private insurance market and public insurance entities covered an estimated $123 billion of that total.

Severe Thunderstorms Account for Up to 70% of All Insured Natural Catastrophe Losses in H1 2023: Swiss Re

Insured losses 2023

A series of widespread thunderstorms (severe convective storms) hit the US and account for 68% of global insured natural catastrophe losses in the first half of 2023, highlighting the increasing loss impacts of secondary perils.

Natural Disasters in First Half 2022 Cost $65 Billion: Munich Re

Munich Re Q1 profits 2024

 In the first half of 2022, natural disasters caused overall losses of $65 billion, with slightly more than half of these insured Extreme multi-day rainfall and severe flooding in Australia constituted the main loss burden for the insurance industry of at least US$ 3.7 billion U.S. once again country with highest weather-related losses Number of… Continue reading Natural Disasters in First Half 2022 Cost $65 Billion: Munich Re

Swiss Re Reveals Global Losses for 2020

Tropical storm dramatic cloudscape and seascape in Batu Ferringhi, Penang Island, Malaysia.

Global economic losses from natural catastrophe events in 2020 were $190 billion. In GDP-normalised terms, losses rose 1.6% between 1970-2020 on a 10-year moving average basis. This is indicative of the larger scale of losses that could result if an event of the past were to occur today, given the accumulation of socio-economic value and… Continue reading Swiss Re Reveals Global Losses for 2020

Above-Average Annual Insured Natural Catastrophe Losses in 2020 Despite Multiple ‘Near-Misses’

Insured losses from major natural catastrophes in 2020 reached roughly $78 billion, the fourth largest total since 2011, and about 17% higher than the ten-year average of $66.5 billion. However, the total does not reflect high levels of storm activity, because multiple hurricanes and tropical cyclones skirted major built-up areas last year, according to the… Continue reading Above-Average Annual Insured Natural Catastrophe Losses in 2020 Despite Multiple ‘Near-Misses’

Accumulation of Catastrophe Losses Expected to Weigh on P/C Results

Air pollution and workers

The U.S. P/C industry’s reported 3Q20 natural catastrophe losses will be the largest since 3Q17, driven by an elevated frequency of events during the quarter, according to Fitch Ratings. Fitch-rated (re)insurers are largely well-positioned to absorb these recent catastrophes, as carriers’ balance sheets were prepared for a potentially strong hurricane season and invested asset values… Continue reading Accumulation of Catastrophe Losses Expected to Weigh on P/C Results

Swiss Re Institute Estimates Global Insured Cat Losses at $31B in H1 2020

Global economic losses from natural catastrophes and man-made disasters in the first half of 2020 were $75 billion, according to Swiss Re Institute’s preliminary sigma estimates. That was up from the $57 billion for the same period a year earlier, but well below the average of first-half economic losses of the previous 10 years ($112… Continue reading Swiss Re Institute Estimates Global Insured Cat Losses at $31B in H1 2020