Looming NFIP Expiration Threatens Homebuyers and Insurers

Bad extreme heavy rain storm weather. Flooded streets of the neighborhood. A flooded road junction with a drowned car. Heavy rains from tropical storm caused many flooded areas.

Congress is facing a critical deadline to reauthorize the National Flood Insurance Program (NFIP) by September 30, a move that could have significant implications for the real estate and insurance industries if left unresolved.

Impact of U.S. Government Shutdown on Insurance Industry Will Depend on Duration

US government shutdown and NFIP

A U.S. government shutdown, which would have an immediate impact on the economy, also could directly affect insurers, though the severity would largely hinge on the length of time before Congress reaches a budget agreement, according to a new AM Best commentary.

Intense Storms, Insurance Crisis Force Residents of a Louisiana Community to Consider Leaving

Hurricane season, homeowners damage

The cost of living with intense storms is prompting some residents of St. John the Baptist Parish to consider leaving this already depopulating area west of New Orleans, which sits near sea level and has taken a pounding in recent years from a succession of floods and major storms.