National Flood Insurance Program Selects National Flood Services as NFIP Direct Service Provider

National Flood Services, a leading provider of flood insurance solutions in the United States, today announced that it has been awarded the National Flood Insurance Program (NFIP) Direct service provider contract. NFIP Direct facilitates the issuance and administration of NFIP insurance policies on behalf of the Federal Emergency Management Agency (FEMA), an agency of the… Continue reading National Flood Insurance Program Selects National Flood Services as NFIP Direct Service Provider

CoreLogic Finds Opportunities for Insurers to Better Protect Homeowners from Flood Damage

TWIA credit line for storm damage

CoreLogic®, a leading global property information, analytics and data-enabled solutions provider, today released its Finding Opportunities in Insuring Flood report, which examines vital opportunities for private insurers to protect homeowners from flood risk inside and outside of the National Flood Insurance Program (NFIP) Special Flood Hazard Areas (SFHA). In this report, CoreLogic examines potential underinsurance… Continue reading CoreLogic Finds Opportunities for Insurers to Better Protect Homeowners from Flood Damage

NFIP Could See Severe Losses from Hurricane Sally: AM Best

AM Best expects insured losses from Hurricane Sally to be significant for the U.S. National Flood Insurance Program (NFIP), and sizable for some insurers with large private flood exposures in Alabama and Florida. A new Best’s Commentary, “Potentially Severe Flood Losses from Hurricane Sally,” states that insured losses, as compared with events such as the… Continue reading NFIP Could See Severe Losses from Hurricane Sally: AM Best

NOAA: New Data Shows an ‘Extraordinary’ Rise in U.S. Coastal Flooding

flood insurance and BI

Parts of the United States saw record levels of high-tide flooding last year as rising seas brought water further into coastal homes and infrastructure, government scientists reported Tuesday. The increase in high-tide flooding along the Atlantic and Gulf Coasts since 2000 has been “extraordinary,” the National Oceanic and Atmospheric Administration reported, with the frequency of… Continue reading NOAA: New Data Shows an ‘Extraordinary’ Rise in U.S. Coastal Flooding

FEMA Provides a 120-Day Grace Period for National Flood Insurance Program

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The Federal Emergency Management Agency (FEMA) is extending the grace period to renew flood insurance policies from 30 to 120 days. This move is to provide relief to the National Flood Insurance Program (NFIP) customers who may be experiencing financial hardships during the coronavirus pandemic. The extension applies to flood insurance policies with an expiration… Continue reading FEMA Provides a 120-Day Grace Period for National Flood Insurance Program

Administration Pressing Cities to Evict Homeowners from Flood Zones

Superstorm Sandy

The federal government is giving local officials nationwide a painful choice: Agree to use eminent domain to force people out of flood-prone homes, or forfeit a shot at federal money they need to combat climate change. That choice, part of an effort by the Army Corps of Engineers to protect people from disasters, is facing… Continue reading Administration Pressing Cities to Evict Homeowners from Flood Zones

New Analysis of FEMA Data Demonstrates How the NFIP Subsidizes the Wealthy

Craig Poulton, chief executive officer of Poulton Associates, LLC, presented a new report on Monday on Capitol Hill providing analysis of NFIP data. It definitively shows that the country’s wealthy coastal homeowners are in fact benefiting the most from the National Flood Insurance Program – at the expense of lower income homeowners and taxpayers. Poulton… Continue reading New Analysis of FEMA Data Demonstrates How the NFIP Subsidizes the Wealthy

Viewpoint: Climate Change and Soaring Flood Insurance Premiums Could Trigger Another Mortgage Crisis

When Hurricane Sandy hit in 2012, Thalia Panton watched in disbelief as floodwaters careened down her quiet, tree-lined street in Canarsie, Brooklyn. Sparks flew from downed electrical lines as the rapids rose past her thighs. The water receded as quickly as it appeared. But the damage was done. When the skies cleared, Panton was left… Continue reading Viewpoint: Climate Change and Soaring Flood Insurance Premiums Could Trigger Another Mortgage Crisis

R Street Institute Study Calls for A Stop in Development in Flood-Prone Regions

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The threat of sea-level rise should force policymakers to rethink policies that encourage development in flood-prone regions, like the National Flood Insurance Program (NFIP). In a new policy study, R Street Director of Finance, Insurance and Trade R.J. Lehmann makes the case that the NFIP should cease writing coverage for new construction in 100-year floodplains… Continue reading R Street Institute Study Calls for A Stop in Development in Flood-Prone Regions

FEMA Secures $1.33B NFIP Flood Reinsurance Renewal for 2020

Flood insurance Congressional approval

The U.S. Federal Emergency Management Agency (FEMA) has now completed its traditional flood reinsurance program renewal, securing $1.33 billion of limit to cover the National Flood Insurance Program (NFIP) for 2020. That’s just slightly more than FEMA’s 2019 traditional reinsurance program renewal for the NFIP, which was $1.32 billion in size. As we reported previously,… Continue reading FEMA Secures $1.33B NFIP Flood Reinsurance Renewal for 2020