U.S. Commercial Insurance Rates Sustain Upward Trajectory Exceeding 6%

Premium increases continued at 6%

U.S. commercial insurance rates have continued their upward trajectory through the fourth quarter of 2023, according to the latest findings from WTW’s Commercial Lines Insurance Pricing Survey (CLIPS). Carriers reported an aggregate commercial price increase of 6.7%, continuing a consecutive quarter upsurge over 6%.

Premium Increases Slowed, Challenging Conditions Remain in Q4 2023: CIAB

Premium increases continued at 6%

Premium increases slowed across the board in Q4 2023 according to The Council’s recently released quarterly survey. The average premium increase across all account sizes was 7.0%, down from 8.1% in the previous quarter. Nevertheless, this was still the 25th quarter of consecutive increases.

Redfin Report: 81% of Flood Insurance Policyholders Will See Rate Increases

TWIA credit line for storm damage

When the Federal Emergency Management Agency overhauled its beleaguered National Flood Insurance Program last April, it promised that larger, more expensive homes would bear the brunt of premium increases, while nearly 90% of policyholders would see their costs remain stable or decrease. According to a new report from the real estate firm Redfin, when the… Continue reading Redfin Report: 81% of Flood Insurance Policyholders Will See Rate Increases

Lockton Market Update: Opportunity Amidst Uncertainty

Lockton posts $3.5B revenue through April 2024

As 2020 comes to a close, challenging conditions persist for both clients and the property & casualty industry. Reduced capacity, higher retentions, rising rates, and restrictive terms and conditions are just a few of the obstacles buyers currently face. The firming pricing landscape of 2019 gave way to a new reality in 2020 as insurance… Continue reading Lockton Market Update: Opportunity Amidst Uncertainty