Could Tropical Storm Francine Deepen Louisiana’s Property Insurance Woes?

Vector illustration.

As Tropical Storm Francine barrels toward Louisiana, growing concerns exist that it could aggravate the state’s already precarious property insurance crisis. Louisiana has been reeling from the fallout of multiple hurricanes in recent years, and Francine may prove to be another blow to both homeowners and the insurance industry.

High Insurance Costs Threaten Affordable Housing

high cost of insurance and affordable housing

Overall, nearly one-third of affordable housing providers reported insurance increases of at least 25 percent, according to a survey conducted last fall by the National Leased Housing Association, whose members provide federally assisted rental housing through vehicles such as vouchers and tax credits.

Pricier Insurance Makes Sense as Climate Risk Grows, Chubb CEO Says

climate change and higher insurance rates

Surging insurance premiums in regions vulnerable to climate change make sense, and government efforts to hold back those increases won’t work in the long term, Chubb Chief Executive Evan Greenberg said.

Average Premium Renewal Rates Remain Up Year Over Year: Ivans

E&S market growth

The first quarter results of 2024 showed premium renewal rate change for all major commercial lines of business except Workers’ Compensation are up year over year. Q1 2024 experienced an increase in average premium renewal rate change across all major commercial lines compared to Q4 2023.