New Study Assesses Florida’s Near-Term Climate Impacts

Miami Florida cityscape skyline with concept of sea level rise and major flooding from warming or hurricane damage

How will Florida be impacted by climate change—not in 100 years, but in 20? Resources for the Future (RFF) researchers answer this question in the Florida Climate Outlook: Assessing Physical and Economic Impacts through 2040, a comprehensive, visual report on the near-term physical and economic impacts of climate change and climate policy in Florida. The… Continue reading New Study Assesses Florida’s Near-Term Climate Impacts

Insurance Review: Maximizing Insurance Coverage for Coronavirus Losses

Blood sample with respiratory coronavirus positive

The Situation: Declared a global health emergency by the World Health Organization, and with more than 17,000 cases already confirmed worldwide, preliminary estimates indicate that the latest coronavirus outbreak may not peak until late April 2020. The Result: Business interruption and other losses due to the continued global spread of coronavirus are projected to total… Continue reading Insurance Review: Maximizing Insurance Coverage for Coronavirus Losses

New Assessment Shows 450 Structures Damaged by Houston Blast

An updated assessment released Monday of the impact of a massive explosion at a warehouse in Houston that killed two workers and injured 20 others shows that 450 structures, mostly homes, were damaged. The new total is more than double the initial assessment of about 200 damaged structures after the explosion early Friday at a… Continue reading New Assessment Shows 450 Structures Damaged by Houston Blast

Bahamas Storm Toll: $3.4 Billion Loss and Years of Rebuilding

A hurricane on earth viewed from space. This is a rendered image.

The Bahamas may need to tap international debt markets as it confronts the steep cost of recovering from the most destructive hurricane ever to hit the islands. The government will probably borrow about $500 million in coming months as it deals with the roughly $3.4 billion in losses and damages from Hurricane Dorian, said K.… Continue reading Bahamas Storm Toll: $3.4 Billion Loss and Years of Rebuilding

Insurance Renewals Experience Uptick Across Nearly All Major Commercial Lines Products

IVANS®, a division of Applied Systems®, today announced the results for Q4 and year-end 2019 IVANS Index™, the insurance industry’s premium renewal rate index. Q4 results showed an increase premium renewal rate change average across Commercial Auto, Business Owner’s Policy, General Liability, Umbrella, and Commercial Property compared to Q3; however, Workers’ Compensation average premium renewal… Continue reading Insurance Renewals Experience Uptick Across Nearly All Major Commercial Lines Products

ICA Puts Australian Bushfire Losses at A$1.34B, Expects Sharp Increase in Claims

Insured losses from wildfires

The Insurance Council of Australia (ICA) has revealed that insurers have now received 13,750 bushfire catastrophe-related claims since November 8th, with industry losses estimated at AUD 1.34 billion (approximately USD 925 million). The ICA has warned that it is anticipating a further “sharp increase” in claims this week after commercial claims come in and household… Continue reading ICA Puts Australian Bushfire Losses at A$1.34B, Expects Sharp Increase in Claims

Coastal Insurance Underwriters Acquires Cybercom International Corporation

2023 insurance M&As lowest in a decade

Coastal Insurance Underwriters, Inc. (Coastal), a Ponte Vedra Beach Florida based MGU and program administrator, announced the acquisition of Cybercom International Corporation’s assets on 01/02/2020. Cybercom International Corporation, Inc. (CIC) was established in 1997 as a custom software development company in Ponte Vedra Beach, FL. During the past 23 years, Cybercom has been building high-… Continue reading Coastal Insurance Underwriters Acquires Cybercom International Corporation

High Cost of Wildfire Insurance Hits California Home Sales

global cost of wildfires

Home sales are slowing in wildfire-prone areas of California as insurers retreat from high-risk regions, say real-estate agents and homeowners. Insurance companies have continued to reduce their wildfire exposure in the past two years after paying more than $24 billion for California wildfire losses in 2017 and 2018. Home insurers have declined to renew policies… Continue reading High Cost of Wildfire Insurance Hits California Home Sales

Department Issues Revised Pan of Operation for CA’s FAIR Plan

CDI and insurance lobbyists

The California Department of Insurance on December 19 issued a revised plan of operation for the California FAIR Plan Association (FAIR Plan) as required under California law. The action furthers Insurance Commissioner Ricardo Lara’s November 14 order, which revoked portions of the FAIR Plan’s current plan of operation and ordered the “insurer of last resort”… Continue reading Department Issues Revised Pan of Operation for CA’s FAIR Plan

How Does California’s New FAIR Law Protect Vulnerable Residents?

global cost of wildfires

California officials announced Wednesday, December 18, 2019, that a new law passed in the state temporarily stopping insurance companies from dropping customers in recently affected wildfire areas. The new law protects more than a million homes in these areas. Almost 1 Million Affected by Wildfires This comes as welcomed news to more than 800,000 residents… Continue reading How Does California’s New FAIR Law Protect Vulnerable Residents?