Commercial Lines Renewals Experience Varied Rate Changes

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IVANS®, a division of Applied Systems®, today announced the May results of the IVANS Index™, the insurance industry’s premium renewal rate index. The results showed varied change in premium renewal rates month over month with BOP, General Liability and Commercial Property experiencing an upward turn, and Commercial Auto, Umbrella and Workers’ Compensation experiencing a downtick… Continue reading Commercial Lines Renewals Experience Varied Rate Changes

Premium Renewal Rates Experience Changes Across All Major Commercial Lines of Business

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IVANS®, a division of Applied Systems®, today announced the April results of the IVANS Index™, the insurance industry’s premium renewal rate index. Month over month, the results showed varied change in premium renewal rates, specifically, General Liability, Umbrella and Workers’ Compensation experienced an uptick in rate, and Commercial Auto, BOP and Commercial Property experienced a… Continue reading Premium Renewal Rates Experience Changes Across All Major Commercial Lines of Business

Insurer Hiscox’s First Quarter Premiums Rise on Higher Rates

Hiscox Ltd reported higher gross written premiums for the first quarter as the Lloyd’s of London insurer saw rates improving in the London market, although it said the region was hit by higher frequency of property losses. The FTSE-100 insurer, which underwrites a range of risks including fine art, vintage cars, kidnap and ransom, said… Continue reading Insurer Hiscox’s First Quarter Premiums Rise on Higher Rates

Home Ownership Rate Drops for First Time in More than Two Years

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The U.S. homeownership rate fell for the first time in more than two years in the first quarter, putting the brakes on the recovery of an important piece of the economy. The homeownership rate fell to 64.2% in the first quarter from 64.8% in the fourth quarter, according to U.S. Census Bureau figures released Thursday—a… Continue reading Home Ownership Rate Drops for First Time in More than Two Years

Insurers Worry a Financial Crisis May Come from Climate Risks

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Insurers are increasingly worried that rising temperatures will lead to a slump in property values that could spark broader financial turmoil. Those were the conclusions a group run out of the University of Cambridge including some of the world’s biggest insurers. In a report published Friday, ClimateWise said that an increasing catastrophes linked to climate… Continue reading Insurers Worry a Financial Crisis May Come from Climate Risks

RMS Releases New Model to Empower Reinsurers to Address Pervasive Wildfire Risk

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RMS, the world’s leading risk modeling and analytics firm, announces the release of the RMS U.S. Wildfire High Definition (HD) Model, the most comprehensive solution available for addressing wildfire risk across the Contiguous United States (48 States). Since 2014, devastating wildfires have unleashed more than USD $30 billion in claims and five of the 10… Continue reading RMS Releases New Model to Empower Reinsurers to Address Pervasive Wildfire Risk

Corporate America Tallies the Mounting Costs of Climate Change

Bank of America Corp. worries flooded homeowners will default on their mortgages. The Walt Disney Co. is concerned its theme parks will get too hot for vacationers, while AT&T Inc. fears hurricanes and wildfires may knock out its cell towers. The Coca-Cola Co. wonders if there will still be enough water to make Coke. As… Continue reading Corporate America Tallies the Mounting Costs of Climate Change

Travelers Underlying Underwriting Results Help Offset Higher Cat Losses

Travelers reported fourth quarter core income broadly in line with Wall Street forecasts despite higher cat losses and lower reserve releases as better underlying underwriting performance, higher investment income and a lower tax rate boosted the bottom line. The US insurance giant also made further steady progress in achieving rate rises on its business insurance… Continue reading Travelers Underlying Underwriting Results Help Offset Higher Cat Losses

Chubb Projects 4Q Net Catastrophe Loss of $585 Million Before Taxes

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Chubb Ltd. estimated fourth-quarter catastrophe losses at $585 million before taxes, or $505 million after taxes. In December, Chubb projected losses tied to the California wildfires would amount to about $225 million before taxes and estimated that Hurricane Michael losses would be closer to $250 million. On Friday, it said losses tied to the California… Continue reading Chubb Projects 4Q Net Catastrophe Loss of $585 Million Before Taxes

PG&E: The First Climate-Change Bankruptcy, Probably Not the Last

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PG&E Corp.’s bankruptcy could mark a business milestone: the first major corporate casualty of climate change. Few people expect it will be the last. California’s largest utility was overwhelmed by rapid climatic changes as a prolonged drought dried out much of the state and decimated forests, dramatically increasing the risk of fire. On Monday, PG&E… Continue reading PG&E: The First Climate-Change Bankruptcy, Probably Not the Last