Prudential Reprices Some Life Products as Lower Rates Weigh on Profits

Prudential to layoff senior staff

Prudential Financial Inc. planned for a pandemic as severe as the Spanish flu, modeling for a potential crisis that would be more severe than the initial coronavirus outbreak suggested. This prepared the company for some of the financial shocks, such as the difficulty in preserving capital, but not the ultralow interest rates. Ken Tanji, chief… Continue reading Prudential Reprices Some Life Products as Lower Rates Weigh on Profits

Prudential to Start Charging Same Insurance Rates to Vapers as Traditional Smokers

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A change is coming to some people’s life and health insurance policies that will make them more expensive. Prudential recently announced it will consider e-cigarette users the same as traditional smokers. Smokers pay on average about 50% more per year for life insurance. Depending on the policy, that’s between $350 and $800 more. Some other… Continue reading Prudential to Start Charging Same Insurance Rates to Vapers as Traditional Smokers

Prudential to Pay $2.35B for Online Startup Assurance IQ

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Prudential Financial Inc. has agreed to pay $2.35 billion for an online startup as traditional life insurers seek to reach digital-savvy customers who shop on the internet. Executives of Prudential said Assurance IQ Inc., a three-year-old company based in Bellevue, Wash., can help it solve a decades-old problem bedeviling many of the biggest names in… Continue reading Prudential to Pay $2.35B for Online Startup Assurance IQ

U.S. Regulators Rescind Federal Oversight of Prudential Financial

Prudential to layoff senior staff

U.S. regulators removed federal oversight of Prudential Financial Inc.,  granting the firm a victory after a yearslong effort to convince officials that it didn’t deserve tighter scrutiny from Washington. The Financial Stability Oversight Council unanimously rescinded Prudential’s designation as a “systemically important financial institution,” a label that comes with tighter scrutiny from the Federal Reserve.… Continue reading U.S. Regulators Rescind Federal Oversight of Prudential Financial