Insurance Costs in Wake of Recent Protests Will Be the Most Expensive in History

The protests that took place in 140 U.S. cities this spring were mostly peaceful, but the arson, vandalism and looting that did occur will result in at least $1 billion to $2 billion of paid insurance claims — eclipsing the record set in Los Angeles in 1992 after the acquittal of the police officers who… Continue reading Insurance Costs in Wake of Recent Protests Will Be the Most Expensive in History

Companies Face Five Liability Risk Trends in the Face of COVID-19: Allianz

Global risk concerns

Liability exposures for companies around the world are increasing. Factors such as rising litigation, collective redress and large court verdicts, costly and frequent recalls in the automotive and food sectors, the disruptive impact of civil unrest and riots in a growing number of countries, and environmental concerns such as indoor air quality and higher fines… Continue reading Companies Face Five Liability Risk Trends in the Face of COVID-19: Allianz

Businesses Hurt First by Virus then Looting Sweat Insurance

Photojournalism, broken shopfront, crime night scene, the background of a damaged showcase of shops, the consequences of revolution, Beirut, Lebanon

Al’s, a sporting-goods store tucked in Wilmington, Delaware’s small shopping district, opened during the Great Depression, weathered World War II and has been able to keep workers on the job during the coronavirus pandemic. But this past weekend delivered a new challenge. Owner Bob Hart closed the 17,000-square-foot shop at 4 p.m. Saturday as protesters… Continue reading Businesses Hurt First by Virus then Looting Sweat Insurance

Insurance Relief for Riot-Impacted Businesses

Riot police move forwards towards burning waste bins and rioting.

Well-reported incidents of rioting nationwide have resulted in extensive damage to business premises, inventory and other property. In addition, government-instituted curfews or shutdown orders have interrupted businesses, causing commercial enterprises to lose income. Many managers assume their insurance policies exclude riot-caused damage. Typically, this is not the case. Insurance coverage for property damage and lost… Continue reading Insurance Relief for Riot-Impacted Businesses

Protests Derail Comeback Plans for Restaurants and Retailers

Riot police move forwards towards burning waste bins and rioting.

Macy’s Inc. delayed the reopening of some stores shut by the coronavirus pandemic. Apple Inc. stores that had recently unlocked their doors were boarded back up. Chains from Kroger Co. to Popeyes have cut back their hours. And the CEOs of Starbucks Corp. and McDonald’s Corp. organized companywide discussions of the social unrest that has… Continue reading Protests Derail Comeback Plans for Restaurants and Retailers