Catastrophe Bonds Based on Models that Often Underestimate Climate Risks

catastrophe bonds based on modeling underestimating climate risks

Catastrophe bonds and other insurance-linked securities, which powered last year’s highest-returning hedge fund strategy, are built on calculations that can underestimate a new breed of risk stemming from high-frequency events such as wildfires and thunderstorms, according to veteran investors.

How AI, Tech Advances Can Help Insurers with Climate-Related Risks

AI and cyber risks

Global economic losses from natural catastrophes hit $380 billion in 2023, with insured losses at $118 billion, according to a new report from Aon. More than two-thirds (67%) of global insured losses occurred in the United States, and “while no event reached the $10 billion mark, there were at least 37 billion-dollar disasters in total,… Continue reading How AI, Tech Advances Can Help Insurers with Climate-Related Risks

Insurance Leaders Combat Climate Risks Through Innovation, Collaboration

climate change and higher insurance rates

Ellen Mecray, regional climate services director for the National Oceanic and Atmospheric Administration, and Jeff O’Shaughnessy, senior vice president of treaty for HSB, explore strategies to tackle evolving climate risks through data, technology and partnerships.

Climate Change Comes to Insurance: Opinion

climate change and higher insurance rates

Natural disasters have cost the United States more than $600 billion over the past five years. With climate change, those costs are expected to continue increasing. Moving forward, managing and distributing these harms will become increasingly important. Insurance is one tool to do so. Unfortunately, the insurance system is also at risk from climate change.… Continue reading Climate Change Comes to Insurance: Opinion

France to Stress Test Banks, Insurers’ Climate Risks Next Year

climate change and higher insurance rates

France’s financial regulator will subject banks and insurers to climate change stress tests next year, central bank governor Francois Villeroy de Galhau said on Friday. Investors are increasingly putting pressure on companies to make concrete steps to helping implement the U.N.-backed 2015 Paris Agreement to avert catastrophic global warming. In France, banks and insurers –… Continue reading France to Stress Test Banks, Insurers’ Climate Risks Next Year