Skyrocketing Premiums Are Hitting Homeowners Hard, But Barely Factor Into Inflation

Florida insurance crisis

Insurance rates have been climbing for a number of reasons: Storms have become more frequent and severe, inflation and labor shortages have driven up the cost of repairs and home values have increased, requiring larger policies. The biggest jumps occurred in Texas, Arizona and Utah, which were among 25 states in total that posted double-digit surges last year. In some places, including Florida, rates are up more than 40 percent over the past five years.

Lemonade Goes Abroad to the UK

Lemonade Insurtech

Lemonade, an insurance company powered by artificial intelligence and social impact, has launched in the United Kingdom. Residents in the United Kingdom can now obtain Lemonade Contents insurance instantly, from anywhere, on any device, and file claims and receive payment in seconds. “We believe the millions of local renters will appreciate what Lemonade has to… Continue reading Lemonade Goes Abroad to the UK

Washington Judge Overturns Insurance Rate Credit Scoring Ban

credit score concept on the screen of smart phone, checking payment history in bank

A judge on Friday overturned a Washington state rule prohibiting insurers from using credit scoring to set rates for auto, homeowner and renter insurance. Insurance Commissioner Mike Kreidler adopted the rule in February, immediately drawing a legal challenge from insurer groups. The rule, which was set to take effect March 4, was paused while the… Continue reading Washington Judge Overturns Insurance Rate Credit Scoring Ban

Washington State Insurance Commissioner Adopts Rule Banning Credit Scores

Driving Car

Mike Kreidler, Washington’s Insurance Commissioner, has issued a temporary rule prohibiting insurers from using credit information to set auto, homeowner, and renters insurance rates. Kreidler issued an emergency rule in March 2021 to temporarily prohibit the use of credit scores, but it was overturned by a court last year. The new rule takes effect on… Continue reading Washington State Insurance Commissioner Adopts Rule Banning Credit Scores

Home Insurers Struggle with Customer Loyalty as Boomers Flock to Rental Market, J.D. Power Finds

FOR RENT CONCEPT

The great Boomer migration from home ownership to renting is upon us. About two-thirds of all rental housing growth between 2004 and 2019 was driven by adults age 55 and older, and that group now accounts for approximately 30% of the total rental market.1 According to the J.D. Power 2021 U.S. Home Insurance Study,SM released… Continue reading Home Insurers Struggle with Customer Loyalty as Boomers Flock to Rental Market, J.D. Power Finds